LIC Dhan Sanchay Plan (Plan No. 865): Policy Benefits, Eligibility, Maturity, Premium Chart

What is LIC Dhan Sanchay Plan 865 | LIC Dhan Sanchay Policy Premium Chart | Eligibility and Benefits | LIC Dhan Sanchay Policy Maturity Calculator


In addition to being the biggest insurance provider in the nation, Life Insurance Corporation of India (LIC) is also regarded as the most reliable. Millions of individuals in the nation choose LIC as their first choice for insurance due to this. For its policyholders, LIC continuously introduces new plans. The LIC Dhan Sanchay Plan was unveiled by LIC last month.   The Dhan Sanchay Plan is a participating, non-linked insurance plan. It offers ease of savings as well as insurance protection. Through this article, we will give you information on the LIC Dhan Sanchay Plan.


What is LIC Dhan Sanchay Plan 865?

Customers continue to receive new policies from LIC on a regular basis. A new insurance plan named the Dhan Sanchay Plan has been introduced by Life Insurance of India (LIC). Investors can now participate in the plan starting on June 14, 2022. This indicates that you may invest in it as of June 14. When a policyholder passes away within the policy’s term, their family will get financial support under the terms of the LIC Dhan Sanchay Plan 865. Additionally, this policy provides guaranteed income for the duration of the payout period following maturity. The policyholders are receiving several excellent perks throughout this coverage. Also, read LIC Nivesh Plus Plan




LIC Dhan Sanchay Policy Key Highlights

article nameLIC Dhan Sanchay Plan
launchedby Life Insurance Corporation of India (LIC)
beneficiarycitizens of the country
purposeGuaranteed benefits will be given to policyholders
policy termCan be taken 5 to 15 years
gradeCentral Government Schemes
official website


Policy term for LIC Dhan Sanchay Plan 865

According to information provided by LIC for the LIC Dhan Sanchay Plan, policyholders would get assured benefits during payments made beyond the Dhan Sanchay Plan’s maturity date. A 15-year limit is set for the wealth creation strategy. Guaranteed Terminal Benefits will also be paid in addition to this. The Dhan Sanchay program would also provide the option of taking out a loan. In addition, you may purchase the rights. Financial aid is given to the family in this case if the covered individual passes away within the term of the policy. Also read LIC Aam Aadmi Bima Yojana2022 


What are the 4 plans available in the policy?

The wealth-building plan is made up of a total of 4 different types of plans, according to the Life Insurance Corporation of India (LIC). A total assured cover of Rs. 3,30,000 will be provided upon death under Plans A and B. In addition, Plan C would provide a minimum amount of guaranteed insurance of Rs 2,50,000. In contrast, policyholders of Plan D would receive a sum guaranteed coverage of Rs. 22,00,000. The LIC Dhan Sanchay Plan does not have a maximum premium cap.


Benefits and Features of LIC Dhan Sanchay Plan

  • The LIC Dhan Sanchay Policy is a non-linked, personal life insurance policy that allows you to simultaneously protect yourself and save money.
  • You may purchase the LIC Dhan Sanchay Plan for a duration of 5 to 15 years, and you will get both a fixed income benefit and an income benefit that increases as your salary rises.
  • If the insured individual passes away while the insurance is in effect, the family will be given financial support.
  • Customers who purchase this coverage also receive the single plan and single premium level income advantages. Through this strategy, you can also get a loan. Additionally, you can exercise your rights by spending more money.
  • You can purchase this policy online or by going to the LIC branch that is closest to you.


What are the eligibility criteria for LIC Dhan Sanchay Policy? 

The minimum age of the insurance bearer for the LIC Dhan Sanchay Yojana is 3 years, whereas the minimum age for Option A and Option B is 65 years. Additionally, the policyholder must be 40 years old to qualify for Option D’s benefits. In other words, anyone between the ages of 3 and 40 can invest in LIC Dhan Sanchay insurance.


How to apply for LIC Dhan Sanchay Plan 2022?

Any interested beneficiary may apply to get the benefits of the LIC Dhan Sanchay Plan. In order to do so, they must speak with the agent at the local LIC office. And you must go there and inform them. You intend to purchase a LIC Dhan Sanchay Policy. The representative will next explain the LIC Dhan Sanchay policy’s conditions to you. You must select the policy based on your preferences. The LIC agent must then receive all of your information and documentation. The agent will then complete your application form after that. This will connect you to the LIC Dhan Sanchay Plan and be able to take advantage of the LIC Dhan Sanchay Plan. You may purchase a LIC Dhan Sanchay policy immediately online by going to the company’s website at


Also, read LIC Jeevan Shanti Plan

Leave a Comment